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Every day in Southwest Florida there are car, truck and motorcycle accidents involving injuries. On Thursday, March 26, 2015 alone, before 12 noon, there were two in Collier County, according to the Florida Highway Patrol Traffic Crash Report; one on Immokalee Road and one on I-75.

If you have a vehicle, you have, or should have, insurance. If you have insurance, then why should you have an attorney? Isn't insurance enough to cover everything? Won't the insurance company take care of you? Why should you contact an attorney?

These are questions often asked after being in a vehicle crash.

First of all, insurance company goals are often different from accident victim's goals. Their primary goal is to pay out as little as possible so they have higher profits. The accident victim's goal is to get as large a damage award as possible considering the circumstances of the accident and their injuries.

Rear-end collisions are the most common type of accidents in which victims may incur injuries. These injuries may, at first, seem minor. However, over time they may become debilitating or life-threatening. Accepting an insurance company's settlement offer before seeking advice from a personal injury attorney, may have lasting effects on the victim or others.

Contacting a personal injury attorney immediately following an accident is a crucial step in the process. It is important for the attorney to start gathering the information necessary while it is still available and witnesses still have recollection of the circumstances. There are many activities which need to be done as quickly as possible. These activities are to:

• Take witness statements
• Analyze the crash report
• Obtain insurance information
• Take photographs
• Preserve evidence
• Deal with insurance companies which are involved
• Decide which insurance applies to the accident
• Find all available compensation resources
• Decide how to maximize the victim's recovery for medical bills, lost wages, pain and suffering, and loss of enjoyment of life

Vehicle crash accidents can become very complicated, and dealing with legal representatives of your insurance company or other party(s)' may make you feel intimidated. This is why many turn to personal injury attorneys. In fact, based on a 1999 (most recent) study by the Insurance Research Council, the average person receives a settlement 3 1/2 times larger with legal assistance than without it.

"We at Spivey Law Firm, Personal Injury Attorneys, P.A. have the experience it takes to effectively negotiate with insurance company adjusters to achieve the fairest settlement for victims. We know the important issues regarding fault and legal liability that can affect a victim's case and also the compensation which is available for different types of damages," says Naples Accident Attorney, Randall Spivey.

Naples Accident Attorney, Randall L. Spivey is a Board Certified Trial Attorney – the highest recognition for competence bestowed by the Florida Bar and a distinction earned by just one (1%) percent of Florida attorneys.  He has handled over 2,000 personal injury and wrongful death cases throughout Florida.  For a free and confidential consultation to discuss your legal rights, contact the Spivey Law Firm, Personal Injury Attorneys, P.A., in Lee County at 239.337.7483 or toll free at 1.888.477.4839,or by email to Randall@SpiveyLaw.com.  Visit SpiveyLaw.com for more information.  You can contact Spivey Law Firm, Personal Injury Attorneys, P.A.in Charlotte County at 941.764.7748 and in Collier County 239.793.7748.