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Many businesses have business interruption insurance, also known as business income insurance. This insurance covers businesses after a disaster has caused a loss of income. Generally, the income loss can be due to a disaster-related closing of a business or the rebuilding process after a disaster. 

Business interruption insurance policies may contain specific language related to the business or circumstances. In order to find out if a business loss caused by COVID-19 is covered, an analysis of the policy should be done by an experienced legal team.

Insurance companies often try to avoid paying business interruption claims. During the COVID-19 pandemic, they have been denying the payment of some claims, even when businesses are under emergency orders to shut down.

A denial by an insurance company does not mean the coverage is non-existent for COVID-19-related losses. It is standard practice for insurance companies to first deny claims. It is important to obtain a review of your policy and business situation to determine if you qualify under your business interruption insurance policy.   

“If your business has had losses during the COVID-19 crisis and you have been denied coverage or want to determine if coverage exists for your business, contact Spivey Law Firm, Personal Injury Attorneys, P.A. for a free consultation. We are available to assist you 24/7. Our clients have unique cases, and we provide personal contact and communication along with aggressive representation,” said Attorney Randall Spivey. 

Fort Myers Personal Injury Lawyer Randall L. Spivey is a Board Certified Trial Attorney – the highest recognition for competence bestowed by the Florida Bar and a distinction earned by just one  percent (1%) of Florida attorneys.  He has handled over 2,000 personal injury and wrongful death cases throughout Florida.  For a free and confidential consultation to discuss your legal rights, contact  Spivey Law Firm, Personal Injury Attorneys, P.A., in Lee County at 239.337.7483 or toll-free at 1.888.477.4839,or by email to Randall@SpiveyLaw.com.  Visit SpiveyLaw.com for more information.  You can contact Spivey Law Firm, Personal Injury Attorneys, P.A. in Charlotte County at 941.764.7748 and in Collier County at 239.793.7748.