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Individuals enter their vehicles with hopes of making it to their destinations on time and without incident. However, automobile accidents are an unfortunate part of daily life for drivers in Florida and throughout the rest of the country. 

When an accident occurs, the after effects can be long-lasting. Those involved in the incident -- particularly those who have sustained injuries -- often look for answers to common questions, such as who will be held responsible for their injuries and how much compensation can they expect to receive from the at-fault party.

While there is a wealth of information related to motor vehicle accidents on the Internet, it is important for victims and their families to gain some insight into what is fact and what is fiction. Ft. Myers personal injury attorneys like Randall Spivey know that seeking justice is of utmost importance to victims, and he and his team want to help ensure you receive accurate and timely information with respect to your case.

There are a number of myths floating around with regard to the handling of car accidents in Florida; however, we at the Spivey Law Firm would like to set the record straight by providing you with the following information that is based on facts, not fiction.

Myth: The insurance company will take care of everything.

Fact: Many drivers are shocked to learn that auto insurance policies may not cover all their needs in relation to an automobile accident. Some victims assume that the at-fault driver’s policy will take care of everything; however, Florida has what is known as a “no-fault” insurance system, which means that your insurer will likely cover your injuries -- unless the injuries incurred meet the “serious injury” threshold under the law.

Myth: You can file your claim whenever you get ready.

Fact: All states, including Florida, have a statute of limitations with respect to the amount of time an individual has to file a personal injury claim. If a harmed individual does not file his or her claim within the timeframe set forth by law, that individual may be prohibited from making the claim in the future. Injured individuals should consult with an experienced attorney as soon as possible after an accident to discuss how Florida’s statute of limitations applies to their particular situation. 

Along those same lines, hurt individuals should also make sure they seek medical attention for any accident-related injuries as soon as possible because in order to obtain compensation from the insurance company under personal injury protection (PIP) coverage, you must visit the doctor within 14 days of the incident.

Myth: You and the other driver can work things out without a lawyer.

Fact: A major mistake some drivers make after an accident is admitting fault. It is not uncommon for people to feel bad about what happened, and as they reflect on what occurred, they admit to making a mistake. No one should ever admit fault right after an accident; so the best way to avoid doing so -- even accidentally -- is to ensure you do not speak about the accident with anyone other than law enforcement and an attorney. Certain minor accidents may be worked out by simply exchanging insurance information, but if the accident is serious in nature, you are encouraged to seek legal counsel right away.

If you have been involved in an automobile accident and you have questions about your legal rights and entitlements, contact the Spivey Law Firm, Personal Injury Attorneys, P.A. right away to discuss the facts of your case.