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When people are injured because of the negligence of another, they will likely have personal injury claims. These claims involve insurance. Insurance information is exchanged between drivers at vehicle accident scenes. For other types of accidents, such as slip and fall accidents, bike accidents, boating accidents, pedestrian accidents, wrongful death cases, and nursing home neglect and abuse accidents, insurance information is obtained from the negligent party.  Claims may later be resolved between the parties and the insurance companies. 

Sometimes an at-fault party’s liability coverage may be limited or non-existent, such as in hit-and-run accidents. Then it may mean that the injured party’s insurance may need to cover the medical bills following an accident. An individual’s coverage may not cover such things as lost income or pain and suffering. This is why Attorney Randall Spivey of Spivey Law Firm, Personal Injury Attorneys, P.A. encourages all motorists to carry UM-UIM (uninsured motorist/underinsurance motorist) insurance even though it is not mandatory in Florida. This insurance covers not only medical expenses but also lost wages, and pain and suffering after any personal insurance protection (PIP) is exhausted. Motorists should never reject this coverage.

The Florida Department of Highway Safety and Motor Vehicles Department (FLHSMV) reported that Florida had 350,000 vehicle accidents in the first 11 months of 2022. The Insurance Institute for Highway Safety (IIHS) reported that Florida had approximately 3,100 fatal crashes in 2020. Florida ranked number three for the most fatal crashes behind California and Texas and ranked sixth in the percentage of drivers who drove uninsured in 2019, with 20.4 percent.

Accident victims are likely to be emotionally and financially overwhelmed by an accident. This is when accident victims should contact Spivey Law Firm, Persona Injury Attorneys, P.A. 24/7. The firm holds negligent parties accountable and helps clients obtain compensation to recover from their injuries and any losses.

Who accident victims engage has everything to do with the outcome of a personal injury case. Florida Personal Injury Lawyer Randall Spivey is consistently recognized by the firm’s clients and peers for his excellence. The basis for this recognition is his personal attention, board certification, and track record with more than $219 million in financial compensation for his clients. There are no attorney fees or costs until he receives a monetary settlement or verdict for his clients. Mr. Spivey has been recognized for multiple years with the Martindale-Hubbell Preeminent Attorney Award, most recently in 2023. In 2022, he was also acknowledged with exceptional client reviews with the 2022 Gold Client Champion Award.

Spivey Law Firm, Personal Injury Attorneys, P.A. represents people who are injured in numerous types of personal injury and wrongful death accidents throughout the state of Florida. Clients have unique personal injury cases, and the firm provides personal contact and communication along with aggressive representation.

Should you or a loved one be injured in an accident please contact the firm at 239.337.7483, toll-free at 1.888.477.4839, or online at SpiveyLaw.com.