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It is important that you consult an experienced Fort Myers personal injury attorney with Spivey Law Firm after being injured in an accident. Accidents can be overwhelming because of all of the damages involved, and they can take a significant emotional toll. Yet, insurance companies will often try to take advantage of victims by getting them to sign a quick release. Unfortunately, when victims sign a release with the insurance companies, they give up their right to seek full compensation.

When you hire a Fort Myers personal injury attorney at Spivey Law Firm to represent you, your attorney will help you avoid mistakes (like signing a release) that prevent you from effectively asserting your legal rights. But this is just one of many ways an experienced attorney will be able to help you. Here are seven more important reasons not to settle your personal injury claim without an experienced attorney on your side.

Reason #1: The Insurance Companies Are Not on Your Side

Trying to get you to sign a release is just one of many ways the insurance companies will try to take advantage of you. Despite what they say in their commercials, the insurance companies are not on your side. When you file a personal injury claim, their only goal is to pay you as little as possible.

While Florida law requires insurance companies to handle victims’ personal injury claims in good faith, there are two important facts you need to know about this law: (i) acting in good faith does not mean calculating your losses for you, and (ii) the insurance companies do not always comply. Protecting yourself against the insurance companies is not easy, and this is one of the most important reasons why you need an experienced Fort Myers personal injury attorney in your corner.

Reason #2: You Need to Preserve Any and All Evidence of Liability

When you file a personal injury claim, the insurance companies will (in most cases) conduct an investigation. But the purpose of this investigation is not to preserve all of the evidence that is available. Instead, its purpose is to determine what evidence the insurance companies can use against you.

With this in mind, it is critical that you hire a Fort Myers personal injury attorney with Spivey Law Firm to investigate your accident with your best interests in mind. Once you hire an attorney to represent you, your attorney will work quickly to gather any and all evidence that is available—and then your attorney will use this evidence to provide an unbiased assessment of your legal rights.

Reason #3: You Need to Seek Compensation for All of Your Out-of-Pocket Costs

Even if you do not make the mistake of waiving your legal rights, you still only get one chance to seek the financial compensation you deserve. With this in mind, it is critical to ensure that you are seeking compensation for all of your out-of-pocket costs resulting from the accident. In car accident cases, these damages include medical bills, lost wages, property damage, towing and storage, diminished value, and loss of use.

Your attorney can assist with identifying the out-of-pocket costs you are entitled to recover. Your attorney can also assist with calculating your future losses and dealing with complicated issues like calculating diminished value.

Reason #4: You Also Need to Seek Compensation for All of Your Non-Financial Losses

While your out-of-pocket costs might be among your most pressing concerns, your non-financial losses could actually make up the majority of your personal injury claim. These include things like pain and suffering, emotional trauma, and loss of enjoyment of life. Your attorney can assist with identifying and calculating these losses as well—which the insurance companies will not do on their own.

Reason #5: The Value of Your Claim Could Be Much Higher Than You Think

From your future medical bills to the damages you are entitled to recover for your pain and suffering, the value of your personal injury claim could be much higher than you think. By hiring an experienced Fort Myers personal injury attorney at Spivey Law Firm to represent you, you can make sure that you are not seeking just a small fraction of the financial compensation you are rightfully owed.

Reason #6: Understanding the Insurance Coverage that is Available Can Be Complicated (and You Cannot Trust the Insurance Companies)

Florida’s insurance laws are complicated—and insurance policies can be even more complicated still. As a result, understanding the coverage that is available after an accident can prove very challenging.

As noted previously, you cannot trust the insurance companies to put your best interests first in this scenario. To make sure you have a clear understanding of the type (or types) of insurance coverage that are available to you, you need to discuss your claim with an experienced Fort Myers personal injury lawyer at Spivey Law Firm. An experienced lawyer will be able to determine if you have access to bodily injury liability (BIL), uninsured/underinsured motorist (UIM), collision, comprehensive and/or other types of coverage, and then your lawyer will be able to assist with seeking the maximum insurance payout available.

Reason #7: Seeking Insurance Coverage Might Not Be Your Only Option

Finally, while filing an insurance claim after an accident is one option, it might not be the only option you have available. For example, employers can be held liable for their employees’ negligence in many cases, construction companies can be liable for road accidents due to the company’s negligence, and manufacturers can be held liable for selling defective vehicles and other types of defective products. By hiring an experienced lawyer to thoroughly assess your legal rights, you can ensure that you are pursuing all of the options that are on the table.

Get the Help You Need from a Fort Myers Personal Injury Attorney Today

At Spivey Law Firm, Personal Injury Attorneys, P.A., our team works to ensure that our clients’ needs are met with personal attention and clear communication. We are dedicated to our clients so that they can receive the maximum compensation. All consultations are free and confidential.  We work on a contingency fee basis for you. You pay no fees or costs until you receive a monetary recovery.

Attorney Randall L. Spivey is a Board Certified Civil Trial Attorney. Only 1 % of the Florida attorneys are Board Certified in Civil Trial Law. As a certified attorney, he has proven to be a specialist or expert in Civil Trial Law. He has also received a Preeminent Attorney Rating from Martindale-Hubbell, which is the highest rating standard, signifying the top ranking for legal knowledge, communication skills, and ethical standards.

Randall L. Spivey is an experienced Fort Myers personal injury attorney who has over 30 years of experience helping accident victims recover proper compensation. If you have a claim, he can help you seek the full compensation you deserve. To get started with a free, no-obligation consultation, call Spivey Law Firm, Personal Injury Attorneys, P.A.at 239-337-7483, toll-free at 888-477-4839, or tell us how we can contact you online at Spiveylaw.com today.